Free Tool
Dutch Tax Calculator
Enter your gross annual salary to see your estimated Dutch net income, side by side, with and without the 30% ruling (becoming 27% from 2027).
Use your gross salary before taxes, excluding holiday allowance.
Without 30% ruling
€48,954
per year (€4,079 / month)
With 30% ruling
€59,539
per year (€4,962 / month)
Estimated annual savings
€10,586
Tax-free portion used: €21,000
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How the calculation works
The calculator uses the 2026 Box 1 income tax brackets (35.75%, 37.56%, 49.50%) and applies the general tax credit (algemene heffingskorting) and labour tax credit (arbeidskorting). With the 30% ruling, 30% of your gross salary is treated as a tax-free reimbursement, up to a cap based on the WNT norm (€262,000 in 2026, so a maximum tax-free amount of €78,600).
Important notes
- From January 2027, the 30% ruling becomes the 27% ruling for anyone who started benefiting from 2024 onward. Existing higher rates are protected for the years before 2027.
- The tax credits used here are indicative and based on the most recently published figures, so the result is an estimate.
- This is an estimate. Your actual net depends on pension contributions, holiday allowance, partner status, mortgage interest deduction, and other personal factors.
- General information only. Not legal or tax advice. Not affiliated with Belastingdienst.